# HEROIC HUSBAND LLC
# TERMS AND CONDITIONS OF SERVICE

**Last Updated:** August 1, 2024

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## BINDING AGREEMENT

These Terms and Conditions of Service (hereinafter "Agreement," "Terms," or "Terms and Conditions") constitute a legally binding agreement between you (hereinafter "User," "Client," "You," or "Your") and Heroic Husband LLC, a limited liability company organized under the laws of the United States (hereinafter "Heroic Husband," "Company," "We," "Us," or "Our"), governing all access to and use of the websites, digital products, coaching programs, courses, content, materials, and services offered by Heroic Husband LLC. By accessing the Heroic Husband website, creating an account, placing an order, making a purchase, or utilizing any of our services in any manner whatsoever, you hereby acknowledge that you have read, understood, and agree to be legally bound by all terms, conditions, limitations, disclaimers, and obligations set forth in this Agreement, as well as any additional terms and conditions that may apply to specific services, products, or features of the Heroic Husband platform.

If you do not agree to all of the terms and conditions contained herein without modification or reservation, you are not authorized to access or use the Heroic Husband website, services, content, or materials in any manner, and you must immediately discontinue all access and use thereof. Your continued use of any Heroic Husband service following the posting of any amendments, modifications, or updates to this Agreement shall constitute your binding acceptance of such changes.

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## ARTICLE I: GENERAL PROVISIONS AND TERMS

### Section 1.01 — Scope and Application of Terms

By accessing and placing an order with Heroic Husband, or by using any service, product, or content provided by Heroic Husband in any manner, you acknowledge and expressly agree that these Terms and Conditions apply comprehensively to all purchases, transactions, websites, mobile applications, electronic mail communications, and services provided by Heroic Husband LLC regardless of how accessed or utilized. Heroic Husband expressly reserves the right, in its sole and absolute discretion, to modify, update, discontinue, suspend, or otherwise alter any services, features, content, products, or functionality at any time without prior notice to you or any other user. Heroic Husband shall not be liable in any way whatsoever for any direct, indirect, incidental, consequential, punitive, special, or exemplary damages of any kind arising from your use of, reliance upon, or inability to use the website, programs, services, or materials, regardless of the legal theory under which such claim is asserted, whether in contract, tort, strict liability, negligence, or otherwise.

All prices, fee structures, and product offerings are subject to change at any time without notice at the sole discretion of Heroic Husband, and Heroic Husband reserves the right to modify or discontinue any product or service without incurring any liability to you or any third party. Your use of the site and services is undertaken entirely at your own risk, and you expressly acknowledge that you are solely responsible for evaluating the suitability, appropriateness, and applicability of our services, products, content, and materials for your particular needs, circumstances, and situation. You further acknowledge that no employee, agent, representative, or contractor of Heroic Husband has the authority to modify or waive any provision of this Agreement except through a written amendment executed by an authorized officer of Heroic Husband LLC.

### Section 1.02 — Definitions and Interpretation

For purposes of this Agreement, the following terms shall have the meanings ascribed to them herein. The term "Website" shall mean and include www.theheroichusband.com and all associated domains, subdomains, platforms, mobile applications, and technological interfaces through which Heroic Husband content and services are made available. The term "Services" shall mean and include all products, programs, coaching services, courses, workshops, content, materials, intellectual property, and offerings provided by Heroic Husband LLC in any format or medium. The term "Front-End Products" shall mean and include all digital products, courses, books, programs, and materials offered by Heroic Husband that are priced below one thousand dollars ($1,000.00) and made available for direct purchase through the Website. The term "Turnaround Program" shall mean and include Heroic Husband's premium high-ticket coaching program, which provides immediate access to proprietary frameworks, private coaching sessions, exclusive materials, personalized support systems, and other high-value intellectual property and services as described on the Website and in program materials. The term "Purchase Date" shall mean the exact date and time at which your payment is successfully processed, authorized, and confirmed by our payment processor. The term "You," "User," or "Client" shall mean any person or legal entity who registers for, purchases, accesses, or uses any Heroic Husband service, product, or content in any manner whatsoever.

In interpreting this Agreement, the following rules of construction shall apply unless the context clearly indicates otherwise. The use of the term "including" or "includes" shall mean "including but not limited to" and shall not be construed as limiting the generality of any preceding statement. All examples provided herein are illustrative in nature and not exhaustive or exclusive. References to the singular shall include the plural and vice versa, and references to any gender shall include all genders. The term "may" shall indicate discretionary permission and not a mandatory obligation, whereas the terms "shall," "will," and "must" shall indicate mandatory obligations and requirements. The term "or" shall not be construed as exclusive unless the context clearly requires otherwise. Section headings and titles contained in this Agreement are included for convenience and reference purposes only and shall not affect the interpretation, construction, or meaning of any provision contained herein.

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## ARTICLE II: LICENSE GRANT AND USER RESTRICTIONS

### Section 2.01 — Limited License Grant

Subject to your full compliance with all terms and conditions set forth in this Agreement, Heroic Husband hereby grants to you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Heroic Husband website, content, and materials solely for your personal, non-commercial use in accordance with the terms and restrictions set forth herein. This license does not convey to you any ownership interest, intellectual property rights, or proprietary rights in or to any Heroic Husband content, materials, or services. All rights not expressly granted to you under this Agreement are expressly reserved by Heroic Husband LLC and its licensors.

### Section 2.02 — Prohibited Uses and Restrictions

You expressly acknowledge and agree that you shall not, and shall not permit, encourage, or assist any third party to, engage in any of the following prohibited activities. You shall not copy, reproduce, duplicate, distribute, publish, broadcast, transmit, share, or redistribute any Heroic Husband content, materials, intellectual property, or proprietary information in any form, format, or medium whatsoever, whether in whole or in part. You shall not allow, permit, or enable any other person or entity, including but not limited to your spouse, family members, friends, colleagues, clients, coaching clients, business associates, or any other third party, to access, use, or view your login credentials, account, or any Heroic Husband materials under any circumstances or for any purpose. You shall not use, apply, teach, implement, or otherwise utilize any Heroic Husband frameworks, methods, strategies, scripts, processes, or materials for the purpose of coaching, consulting, training, educating, or providing services to any third party, whether on a compensated or uncompensated basis. You shall not reverse engineer, decompile, disassemble, decrypt, or attempt to derive the source code or underlying algorithms, processes, or methodologies of any Heroic Husband materials, software, or technological systems by any means or method whatsoever.

You shall not remove, alter, modify, obscure, or tamper with any copyright notices, trademark designations, watermarks, proprietary markings, or other indicators of ownership affixed to or contained within any Heroic Husband materials or content. You shall not record, screenshot, photograph, transcribe, scan, digitize, or otherwise capture, store, or preserve any video content, audio recordings, written materials, or other content provided through Heroic Husband services for any purpose beyond the personal use contemplated by this Agreement, and specifically shall not engage in such activities for purposes of distribution, sharing, storage, backup, or preservation beyond the active term of your authorized access. You shall not create, develop, or produce any derivative works, adaptations, modifications, translations, or other works based upon or incorporating Heroic Husband materials, content, or intellectual property. You shall not use any Heroic Husband content, materials, or intellectual property for any commercial purpose or in any manner that competes with Heroic Husband's business interests.

Any violation of the restrictions set forth in this Section shall constitute a material breach of this Agreement and may result in immediate termination of your account and access without refund, the institution of legal proceedings seeking injunctive relief to prevent further unauthorized use of Heroic Husband intellectual property, legal action seeking monetary damages including but not limited to actual damages, statutory damages, and exemplary or punitive damages as permitted by applicable law, and the recovery of all attorney fees, court costs, and expenses incurred by Heroic Husband in enforcing its rights under this Agreement.

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## ARTICLE III: REFUND POLICY AND PURCHASE TERMS

### Section 3.01 — General Refund Policy Statement

Heroic Husband LLC maintains refund policies that are designed to comply fully with all applicable United States consumer protection laws and regulations, including but not limited to Federal Trade Commission guidelines and requirements, while simultaneously protecting the Company's legitimate business interests in its proprietary intellectual property, trade secrets, coaching methodologies, and business systems. By making any purchase from Heroic Husband, whether of Front-End Products or the Turnaround Program, you expressly acknowledge that you have read, understood, and agree to be bound by all refund terms, conditions, limitations, and restrictions set forth in this Article III.

### Section 3.02 — Front-End Digital Products Refund Policy

This Section 3.02 applies exclusively to Front-End Digital Products, which are defined as all digital products, courses, programs, books, workshops, and materials offered by Heroic Husband that are priced below one thousand dollars ($1,000.00), including but not limited to the Heroic Husband Book, Seven-Day Fast Start program, Jumpstart program, Devotion Formula, Eternal Honeymoon, Leadership Mastery, Conversation Mastery, and any other digital products or programs that meet the pricing threshold specified herein.

For all such Front-End Digital Products, Heroic Husband offers a refund window of thirty (30) calendar days from the Purchase Date. You may request a refund of your purchase price at any time within this thirty-day period, provided that you satisfy all of the eligibility requirements and conditions set forth in this Section. To request a refund for a Front-End Digital Product, you must submit a written request via electronic mail to info@theheroichusband.com. Your refund request must include your full legal name, the email address associated with your purchase, your order number or transaction identifier, and a clear statement that you are requesting a refund for the specific product purchased.

To qualify for approval of your refund request, you must meet all of the following requirements without exception. First, you must not have downloaded, accessed, consumed, viewed, or otherwise utilized a substantial portion of the product content, materials, or resources. Second, you must confirm in writing that you have not extracted, copied, saved, stored, screenshotted, recorded, transcribed, or otherwise preserved or captured any proprietary frameworks, worksheets, templates, scripts, processes, methodologies, or other materials contained within the product. Third, you must certify that you have not shared, forwarded, transmitted, or otherwise provided access to the product content or your account credentials with any third party for any purpose. Fourth, you must demonstrate that there is no evidence of refund abuse, including but not limited to a pattern of multiple refund requests across different products, a history of purchasing and subsequently refunding products, or any indication of content theft, intellectual property extraction, or bad faith conduct.

Heroic Husband expressly reserves the right, in its sole discretion, to deny any refund request if our usage logs, access records, download history, or other tracking systems indicate that you have consumed, accessed, or utilized a substantial portion of the product materials, if there exists any evidence suggesting that you have engaged in intellectual property extraction, copying, or unauthorized preservation of materials, if your refund request shows signs of fraudulent intent, abuse of the refund policy, or bad faith conduct, or if you have previously been granted refunds for other Heroic Husband products and a pattern of refund abuse is evident. All refund decisions made by Heroic Husband are final and not subject to appeal or reconsideration except in cases of clear and demonstrable error.

For all refund requests that are approved in accordance with this Section, the refund shall be processed and submitted to our payment processor within five to ten (5-10) business days following the date of approval. The actual timing of the credit or refund appearing in your account is subject to the processing times of both our payment processor and your financial institution, which processing times are outside the control of Heroic Husband and for which Heroic Husband assumes no responsibility or liability. All refunds shall be issued exclusively to the original payment method used for the purchase and cannot be issued to alternative accounts, payment methods, or third parties under any circumstances.

### Section 3.03 — Turnaround Program Refund Policy and Strict Seventy-Two Hour Window

This Section 3.03 applies exclusively to purchases of the Turnaround Program, which is Heroic Husband's premium high-ticket coaching program providing immediate access to live coaching sessions, proprietary methodologies and frameworks, private intellectual property, personalized coaching materials and strategies, Voxer support and communication access, exclusive member resources and tools, custom action plans and implementations strategies, and other high-value services and content as described in the program materials and on the Website.

Due to the immediate nature of access provided upon purchase, the high value and proprietary nature of the intellectual property and coaching methodologies included in the Turnaround Program, the personalized and customized nature of the coaching services provided, and the irreversible disclosure of trade secrets and proprietary business systems that occurs upon your participation in the program, a strict and non-negotiable refund window of seventy-two (72) hours from the Purchase Date applies to all Turnaround Program purchases without exception.

#### Subsection 3.03(a) — Eligibility Requirements for Turnaround Program Refunds

To be eligible for consideration of a refund of your Turnaround Program purchase, you must satisfy each and every one of the following requirements without exception, and failure to satisfy even a single requirement shall result in automatic denial of your refund request. 

First, your refund request must be submitted within seventy-two (72) hours, calculated as three (3) full calendar days, from the exact date and time at which your payment for the Turnaround Program was successfully processed and confirmed by our payment processor. The seventy-two hour period begins running at the precise moment your payment is authorized and processed, and this time period is strictly enforced without any extensions, grace periods, or exceptions for any reason whatsoever, including but not limited to claimed lack of awareness of the policy, personal circumstances, technical difficulties, or any other reason or excuse.

Second, your refund request must be submitted exclusively via electronic mail to info@theheroichusband.com, and no other method of communication shall be accepted, recognized, or processed as a valid refund request. Refund requests submitted via text message, social media direct message, chat platforms, telephone call, voicemail, or any other communication channel or medium shall not be accepted, shall not be processed, and shall not be considered valid requests regardless of their content or timing. Only written electronic mail requests sent to the specifically designated email address shall be deemed valid and eligible for consideration.

Third, your electronic mail refund request must explicitly and unambiguously state in clear language: "I am requesting a refund for the Turnaround Program" or substantially similar language that clearly identifies the specific program for which you are requesting a refund. Vague, ambiguous, or unclear requests that do not specifically name or identify the Turnaround Program as the subject of the refund request shall not be processed and shall not be considered valid requests. Additionally, your refund request must include your full legal name, the email address used for your purchase, and your order number, transaction identifier, or other purchase confirmation information.

Fourth, you must certify and confirm in writing, under penalty of perjury and with full understanding that Heroic Husband will rely upon your representations in processing your request, that you have not attended, participated in, viewed, or otherwise engaged with any coaching sessions, whether live or recorded, that you have not downloaded, saved, copied, stored, or otherwise preserved any program materials whatsoever, including but not limited to video content, audio recordings, Voxer messages, worksheets, workbooks, PDF documents, scripts, frameworks, templates, tools, module content, course materials, or any other content or materials of any kind, that you have not screenshotted, photographed, recorded, transcribed, scanned, or otherwise captured, copied, or preserved any content, materials, or information provided through the Turnaround Program by any means or method, that you have not shared, forwarded, transmitted, or otherwise provided or disclosed any materials, content, access credentials, or information to any third party for any purpose, and that you have not extracted, stored, implemented, or otherwise preserved or utilized any proprietary methodologies, strategies, processes, frameworks, or intellectual property contained within the Turnaround Program.

Fifth, you must certify in writing that your refund request is made in good faith and not for the purpose of obtaining access to proprietary content with the intent to extract such content and subsequently seek a refund, and you must acknowledge that you understand the serious nature of these representations and that false statements may result in legal consequences.

#### Subsection 3.03(b) — Absolute Non-Refundability After Seventy-Two Hours

Upon the expiration of the seventy-two (72) hour refund window measured from the Purchase Date and time, all sales of the Turnaround Program become absolutely, unconditionally, and irrevocably final and non-refundable under any and all circumstances without exception. After the seventy-two hour period has elapsed, no refunds shall be granted, issued, processed, or considered for any reason whatsoever, and no exceptions to this policy shall be made under any circumstances regardless of the nature or perceived merit of the justification offered.

Without limiting the generality of the foregoing, after expiration of the seventy-two hour refund window, refunds shall not be granted, considered, or issued for any of the following reasons, and this list is intended to be illustrative and not exhaustive or exclusive: change of mind, buyer's remorse, or decision that the program is not desired; financial hardship, financial difficulties, inability to pay, job loss, income reduction, or any other financial circumstance; personal circumstances, life events, family obligations, health issues, or any other personal situation; relationship issues, marital problems, separation, divorce proceedings, spouse disagreement, or lack of spousal support for participation in the program; lack of time, competing priorities, scheduling conflicts, or inability to devote sufficient time to complete or participate in the program; failure to use, access, or participate in the program for any reason; failure to complete the program or implement the strategies taught therein; perceived lack of progress, results, or improvement in your relationship or marriage; dissatisfaction with the content, quality, approach, or methodology of the program; dissatisfaction with coaching style, personality, or approach of coaches or staff; emotional discomfort, difficulty with material, resistance to change, or psychological barriers to implementation; technical difficulties or inability to access materials after reasonable technical support has been provided; scheduling conflicts or inability to attend scheduled coaching sessions; relocation, travel, or geographic changes; or any other personal, financial, relational, circumstantial, or other reason or justification of any kind whatsoever.

The strict seventy-two hour limitation period exists for legitimate and important business reasons that protect Heroic Husband's intellectual property and business interests. Once a client has accessed the Turnaround Program materials, frameworks, methodologies, and coaching, knowledge and information of substantial value has been irrevocably disclosed and transferred. Unlike physical goods which can be returned to a seller in substantially the same condition as when sold, digital intellectual property and coaching services cannot be "returned" or "undone" once accessed, viewed, or experienced. The proprietary frameworks, methodologies, strategies, and processes that comprise the Turnaround Program represent years of development, testing, refinement, and investment, and constitute the core competitive advantage and business value of Heroic Husband's coaching services. Protection of this intellectual property is essential to the continued viability and success of the business.

Additionally, Heroic Husband has experienced instances in which individuals have purchased coaching programs with the deliberate intent to rapidly extract and copy all content, materials, frameworks, and methodologies, and thereafter immediately request refunds in an attempt to obtain valuable proprietary information without payment. Such conduct constitutes theft of intellectual property and unjust enrichment, and the strict seventy-two hour policy is necessary to deter and prevent such abusive conduct while still providing legitimate purchasers with a reasonable period to evaluate their purchase decision.

The seventy-two hour window also complies with Federal Trade Commission "cooling-off period" principles and consumer protection standards by providing a reasonable opportunity for purchasers to reconsider their purchase decision while appropriately accounting for the digital and instantaneous nature of the product delivered. Finally, the Turnaround Program requires genuine commitment, dedication, and effort from participants, and the seventy-two hour window ensures that clients have adequate time to verify and confirm their commitment to the program while preventing casual, impulsive, or bad-faith purchases from individuals who are not truly committed to the work required for success.

#### Subsection 3.03(c) — Communication and Response Requirements

In the event that you submit a refund request and Heroic Husband contacts you via electronic mail requesting additional information, clarification, documentation, or verification regarding your request or your eligibility for a refund under the applicable terms, you are required and obligated to respond to such communication within seventy-two (72) hours of the date and time the communication was sent to you. Failure to respond within this seventy-two hour period shall result in automatic administrative closure of your refund request without further notice or opportunity for reconsideration. A refund request that has been closed due to your failure to respond may be reopened only if your request to reopen is received within the original applicable refund period for the product purchased, meaning within thirty (30) days for Front-End Products or within seventy-two (72) hours for the Turnaround Program, and no requests to reopen closed refund requests shall be considered or processed after the expiration of the applicable original refund period.

Heroic Husband expressly reserves the right to investigate, verify, and validate all refund requests to confirm eligibility, prevent fraud and abuse, protect intellectual property, and ensure compliance with the terms and conditions set forth in this Agreement. Such investigation may include, but is not limited to, review and analysis of system access logs, usage data and analytics, download history and records, session participation and attendance records, timestamp data, IP address logs, device information, and any other technical or usage data collected by Heroic Husband's systems. You expressly agree to cooperate fully with any such investigation, to provide any information or documentation reasonably requested by Heroic Husband in connection with your refund request, and to respond promptly and truthfully to all inquiries. Failure to cooperate with an investigation, provision of false or misleading information, or failure to respond to reasonable requests for information may result in denial of your refund request and may subject you to additional consequences including account termination and potential legal action for fraud or misrepresentation.

All refund-related communications, inquiries, requests, and correspondence must be directed exclusively to info@theheroichusband.com, which is the sole authorized electronic mail address for refund matters. No other communication channel, email address, or contact method is valid or authorized for refund purposes, and communications sent to any other address or through any other channel shall not be recognized, processed, or considered valid refund requests or communications.

### Section 3.04 — Payment Plans and Installment Obligations

Certain Heroic Husband products and programs, including but not limited to the Turnaround Program, may be offered with payment plan options that allow you to pay the purchase price in multiple installments over time rather than in a single lump sum payment. You expressly acknowledge and agree that payment plans are installment financing agreements and contractual payment obligations, and are not monthly memberships, subscriptions, or other arrangements that may be canceled at will. By selecting a payment plan option at the time of purchase, you are entering into a binding contractual obligation to pay the full purchase price of the product or program in accordance with the installment schedule to which you agreed.

By selecting a payment plan, you expressly acknowledge, agree, and understand that you are obligated and required to complete all scheduled installment payments in accordance with your payment plan agreement, that the total amount financed under the payment plan represents your full legal obligation and liability for the purchase price of the product or program, and that each installment payment represents a separate contractual payment obligation for which you are liable. The existence of a refund policy applicable to a product does not alter, modify, or diminish your obligation to make all installment payments under a payment plan if your purchase is not refunded within the applicable refund period.

After the expiration of the applicable refund window for your purchase, whether thirty (30) days for Front-End Products or seventy-two (72) hours for the Turnaround Program, you cannot and shall not be permitted to cancel, terminate, or discontinue your payment plan for any reason, and you remain fully and completely liable for all remaining installment payments regardless of whether you continue to access, use, or participate in the program or service purchased. Stopping, halting, or discontinuing installment payments does not cancel, terminate, or otherwise extinguish your legal and financial obligation to pay the full purchase price, and you remain legally liable for all remaining installment payments plus any applicable interest, late fees, collection costs, and other charges as set forth herein or in your payment plan agreement.

In the event that you have financed your Turnaround Program purchase through a third-party financing company, lender, or payment service provider (such as but not limited to Affirm, Klarna, PayPal Credit, or any other third-party financing entity), you expressly acknowledge and agree that after the expiration of the seventy-two (72) hour refund window, Heroic Husband has no ability, obligation, or responsibility to cancel, modify, or otherwise interfere with your financing agreement with the third-party financing provider. All payment obligations, installment schedules, interest charges, fees, and terms of repayment are governed exclusively by your separate agreement with the third-party financing company, and any requests to cancel, modify, or adjust such financing arrangements must be directed to the third-party financing company in accordance with their terms and policies. Heroic Husband does not control, manage, or handle payments made through third-party financing arrangements, and all such payments are processed, collected, and administered entirely by the third-party financing provider. You remain solely responsible for all obligations under your third-party financing agreement regardless of your access to or use of the Turnaround Program, and the expiration of the seventy-two hour refund window for the Turnaround Program purchase means that Heroic Husband cannot and will not issue any refund or cancellation that would affect your third-party financing obligations.

In the event of non-payment, failed payment, insufficient funds, or any other failure to make a scheduled installment payment when due, Heroic Husband reserves the right, in its sole discretion, to suspend or terminate your access to the purchased program or service until such time as your account is brought current and all past due amounts are paid in full. Additionally, non-payment may result in referral of your account to a third-party collections agency, reporting of the delinquent account and non-payment to consumer credit reporting agencies and bureaus which may negatively impact your credit score and credit history, assessment of late fees, interest charges, and collection costs in accordance with applicable law and your payment plan agreement, and institution of legal action to recover all amounts owed plus interest, late fees, collection costs, attorney fees, and court costs.

For purchases financed through third-party financing companies or lenders, you acknowledge and agree that after the expiration of the applicable refund period, Heroic Husband cannot cancel, modify, or otherwise affect your financing agreement with the third-party provider, and all payment obligations to the third-party financing company remain in full force and effect regardless of any action taken by Heroic Husband with respect to your program access. You must contact the third-party financing provider directly to address any issues related to your financing arrangement.

If a refund is granted to you within the applicable refund window period, the full amount of all payments you have made shall be refunded to you in accordance with the refund processing procedures set forth in this Article III. However, after the expiration of the applicable refund window, no partial refunds, prorated refunds, or adjustments to your payment plan shall be made for any reason, and the fact that you have completed some installment payments does not reduce, diminish, or eliminate your obligation to make all remaining installment payments in full. Any request to modify, adjust, or restructure your payment schedule due to financial hardship or other circumstances must be submitted in writing to info@theheroichusband.com, and any such modification is granted solely at the discretion of Heroic Husband and does not waive, reduce, or eliminate any amounts owed or any of your obligations under this Agreement or your payment plan agreement.

### Section 3.05 — Memberships, Subscriptions, and Recurring Billing Products

This Section applies to any memberships, subscription services, private communities, ongoing access products, or other services or products offered by Heroic Husband that involve recurring billing, automatic renewal, or ongoing periodic payments. All such memberships, subscriptions, and recurring products are non-refundable due to the immediate access provided to protected content, ongoing resources, community access, and other benefits that are made available to you immediately upon purchase and that cannot be revoked or reversed once accessed.

For any membership, subscription, or recurring billing product, no refunds shall be provided or granted for any billing period or portion thereof, whether past or current, and you are not entitled to any refund or credit for unused time, unused access, or any other basis. You may cancel your membership or subscription at any time by following the cancellation procedures provided in your account settings or by contacting info@theheroichusband.com, and such cancellation shall prevent future billing cycles from occurring. However, cancellation does not entitle you to any refund or credit for the current billing period or any past billing periods, and your access to the membership or subscription shall continue through the end of your current paid period following which all access privileges shall be permanently revoked.

If any membership or subscription is offered on an automatic renewal basis, you expressly acknowledge and agree that your membership or subscription shall automatically renew at the end of each billing period unless you cancel prior to the renewal date, that you will be charged the then-current rate for the membership or subscription at the time of each renewal, which rate may differ from the rate you originally paid, and that it is your sole responsibility to cancel your membership or subscription prior to any renewal date if you do not wish for the membership or subscription to continue and for additional charges to be incurred. Heroic Husband is not responsible or liable for automatic renewal charges that are incurred as a result of your failure to cancel prior to a renewal date.

### Section 3.06 — Chargeback Prohibition and Dispute Resolution

By making any purchase from Heroic Husband, you expressly acknowledge, agree, and covenant that you will not initiate, file, or pursue any chargeback, payment dispute, bank reversal, credit card dispute, or similar action with your financial institution, payment card issuer, or payment processor with respect to any charge for Heroic Husband products or services, and that you will resolve any and all concerns, disputes, questions, or issues directly with Heroic Husband by contacting info@theheroichusband.com prior to taking any action with your financial institution or payment processor.

Before initiating any payment dispute or chargeback of any kind, you are required to contact Heroic Husband at info@theheroichusband.com to attempt to resolve the matter directly, and you must allow Heroic Husband a reasonable period of time, not less than ten (10) business days, to investigate and respond to your concern. Heroic Husband is committed to addressing all legitimate concerns fairly, reasonably, and promptly, and the vast majority of issues can be resolved amicably through direct communication without the need for disputes or chargebacks.

The filing of an unauthorized chargeback or payment dispute in violation of this Section shall constitute a material breach of this Agreement and may result in severe consequences including, but not limited to, the following: immediate and permanent termination of all access to any and all Heroic Husband programs, services, content, and materials without refund; forfeiture of all content, progress, materials, and data associated with your account; referral of your account to a third-party collections agency for recovery of all amounts owed plus chargeback fees, penalties, and collection costs; institution of legal action against you seeking recovery of all damages including the full purchase price of all products or services purchased, all chargeback fees and penalties assessed against Heroic Husband by payment processors or financial institutions, all collection costs and expenses incurred, all attorney fees and legal costs incurred, and such additional damages as may be available under applicable law; permanent ban and prohibition from all future purchases of any Heroic Husband products or services; and such other remedies as may be available under law or equity.

In the event that you file a chargeback or payment dispute that is subsequently found to be without merit, unjustified, or fraudulent, you expressly agree that you shall be liable for and shall reimburse Heroic Husband for all costs, fees, expenses, and damages associated with such chargeback or dispute, including but not limited to chargeback fees assessed by payment processors, administrative costs and expenses incurred by Heroic Husband in responding to and contesting the chargeback, attorney fees and legal costs, and any other direct or consequential damages resulting from the improper chargeback.

The foregoing notwithstanding, if your payment card or payment account information was used without your knowledge, authorization, or permission as a result of theft, fraud, or other criminal activity, you agree to promptly notify Heroic Husband at info@theheroichusband.com immediately upon discovering such unauthorized use. Heroic Husband will cooperate with you and law enforcement authorities to investigate and resolve legitimate instances of fraud or theft, and this Section is not intended to prevent or penalize legitimate fraud claims made in good faith.

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## ARTICLE IV: DISCLAIMERS, WARRANTIES, AND FEDERAL TRADE COMMISSION COMPLIANCE

### Section 4.01 — No Results Guarantee and Outcomes Disclaimer

Heroic Husband provides educational information, coaching services, strategies, frameworks, methodologies, and content related to marriage, romantic relationships, personal leadership development, communication skills, and related subjects. You expressly acknowledge and agree that Heroic Husband makes no guarantees, promises, representations, or warranties of any kind regarding the success, improvement, restoration, or outcome of your marriage, romantic relationship, or any aspect thereof. No representation is made and no guarantee is given that participation in any Heroic Husband program, implementation of any strategy or framework taught by Heroic Husband, or application of any information provided by Heroic Husband will result in any particular outcome, result, or improvement in your relationship, marriage, or personal situation.

Specifically, and without limiting the generality of the foregoing, Heroic Husband makes no guarantee, promise, or representation regarding your wife's response, behavior, feelings, or actions, the reconciliation, restoration, or repair of your relationship or marriage, the prevention or avoidance of separation or divorce, the achievement of any specific emotional, physical, relational, or other outcome, the time frame within which any changes or improvements may or may not occur, or any other result, outcome, or consequence of any kind. Your results, if any, will vary significantly based upon numerous factors, many of which are outside the control of Heroic Husband, including but not limited to your current relationship circumstances, history, and situation, your wife's willingness to participate in change or reconciliation efforts, your commitment to implementing and consistently applying the strategies and frameworks taught in the program, external factors beyond anyone's control including life circumstances, family issues, financial matters, health issues, and other situational factors, the severity, duration, and nature of existing issues in the relationship, your personal capacity, willingness, and ability to grow, change, and develop as a person and leader, prior damage to the relationship that may be difficult or impossible to repair, and numerous other individual factors unique to your situation.

While Heroic Husband may share success stories, testimonials, case studies, and examples of client experiences in marketing materials, on the website, in program content, or in other communications, you expressly acknowledge and understand that such success stories, testimonials, and examples represent exceptional results and outcomes achieved by particular individuals under particular circumstances, and do not represent typical, average, or ordinary results. The results achieved by other clients are not representative of the results that you will achieve, and many factors influence results such that no prediction can be made regarding your specific outcome. Many clients experience little or no improvement in their relationships despite full participation in programs and faithful implementation of strategies taught, and some clients experience no benefit whatsoever. Past performance, whether by other clients or by you in other contexts, is not indicative of future results, and no inference should be drawn from the success of others regarding the results you may achieve.

### Section 4.02 — Testimonials and Endorsements Disclaimer

In accordance with the Federal Trade Commission's Guides Concerning the Use of Endorsements and Testimonials in Advertising, 16 C.F.R. Part 255, Heroic Husband hereby provides the following disclosures regarding testimonials, endorsements, and reviews. All client testimonials, success stories, case studies, endorsements, and reviews shared by Heroic Husband on its website, in marketing materials, in electronic mail communications, in video content, in social media posts, or in any other medium or format represent the individual experiences of those specific clients and should not be considered, construed, or relied upon as typical, average, or guaranteed results.

Individual results vary significantly from person to person based upon innumerable factors including but not limited to individual effort, commitment, consistency, starting circumstances, relationship history, external factors, and other variables beyond the control of Heroic Husband. The testimonials and endorsements shared by Heroic Husband are not representative of all client experiences, and the existence of positive testimonials does not mean that all or even most clients achieve similar results. Some clients experience little to no benefit from participation in Heroic Husband programs, and results depend substantially on individual effort, circumstances, and factors outside the control of Heroic Husband or any coach or instructor.

All testimonials and endorsements come from actual clients who have participated in Heroic Husband programs and services. However, some clients who have provided testimonials may have received free products, discounted pricing, or other incentives or compensation in exchange for providing their feedback and testimonial. Additionally, some individuals who provide testimonials or endorsements may receive compensation in the form of affiliate commissions or referral fees if they refer other clients to Heroic Husband and such referrals result in purchases. The fact that an individual has received compensation or other consideration does not necessarily invalidate or undermine their testimonial, but you have a right to know of such relationships when evaluating the weight and credibility to give to any endorsement or testimonial.

### Section 4.03 — Professional Services Disclaimer

Heroic Husband does not provide, and nothing contained in any Heroic Husband program, service, content, or material should be construed as constituting, any of the following professional services: licensed therapy, counseling, or psychotherapy services of any kind; medical advice, diagnosis, or treatment; legal advice or counsel regarding any legal matter; financial advice, investment advice, or financial planning services; or clinical mental health services requiring professional licensure. The services provided by Heroic Husband consist exclusively of educational content and information, coaching services that do not constitute therapy or counseling, personal development strategies and frameworks, communication frameworks and methodologies, leadership principles and teachings, and related educational content and materials.

Coaching, as provided by Heroic Husband, is not therapy, counseling, or a substitute for professional mental health services. Coaching is forward-focused, action-oriented guidance designed to help clients clarify goals, develop strategies, and take action toward desired outcomes. Therapy and counseling, by contrast, are clinical services provided by licensed professionals that often focus on diagnosing and treating mental health conditions, resolving past trauma, and addressing psychological issues. If you require professional therapy, counseling, or mental health services, you should consult a licensed marriage and family therapist, licensed professional counselor, psychologist, psychiatrist, or other qualified mental health professional. If you require legal advice or assistance with any legal matter including but not limited to divorce, separation, custody, or family law issues, you should consult a licensed attorney. If you require medical advice or treatment for any health condition, you should consult a licensed physician or other qualified healthcare provider. If you require financial advice, investment guidance, or financial planning services, you should consult a licensed financial advisor or certified financial planner.

Heroic Husband services are not a substitute for professional services when such professional services are needed or appropriate, and you acknowledge that you are solely responsible for determining whether you require professional services and for obtaining such services if needed. Heroic Husband encourages all clients to seek appropriate professional assistance when dealing with serious mental health issues, medical conditions, legal matters, or financial concerns, and participation in Heroic Husband programs does not replace or substitute for such professional assistance.

---

## ARTICLE V: INTELLECTUAL PROPERTY RIGHTS AND PROTECTIONS

### Section 5.01 — Ownership of Intellectual Property

All content, materials, information, and intellectual property created, developed, produced, or provided by Heroic Husband, including but not limited to video content and recordings, audio recordings, podcasts, and sound files, worksheets, workbooks, and written exercises, scripts, frameworks, and methodologies, PDF documents and digital files, module content and course materials, coaching methodologies, strategies, and processes, written content, articles, and blog posts, graphics, images, logos, and visual materials, software, applications, and technological tools, trade secrets and proprietary processes, trademarks, service marks, and brand identifiers, and any other content or materials of any kind, constitute the exclusive property and proprietary intellectual property of Heroic Husband LLC and are protected by United States Copyright Law (17 U.S.C. § 101 et seq.), international copyright treaties and conventions including the Berne Convention for the Protection of Literary and Artistic Works, the Universal Copyright Convention, and other applicable international agreements, United States Trademark Law (15 U.S.C. § 1051 et seq.), trade secret laws including the Defend Trade Secrets Act (18 U.S.C. § 1836 et seq.) and applicable state trade secret statutes, and United States Patent Law (35 U.S.C. § 1 et seq.) where applicable.

You expressly acknowledge and agree that Heroic Husband retains all right, title, and interest in and to all materials, content, and intellectual property, including without limitation all copyright rights, trademark rights, trade secret rights, patent rights, and other intellectual property rights recognized under federal, state, or international law. No ownership rights or intellectual property rights of any kind are transferred, conveyed, or granted to you upon your purchase of any product or service or your access to any content or materials. The only rights granted to you are the limited license rights expressly set forth in Article II of this Agreement, and all rights not expressly granted to you are expressly reserved by Heroic Husband LLC and its licensors.

### Section 5.02 — Prohibited Uses and Actions

You expressly acknowledge and agree that you shall not, directly or indirectly, engage in any of the following prohibited actions with respect to any Heroic Husband intellectual property, content, or materials. You shall not copy, reproduce, duplicate, or make any copies of any materials in any form or medium. You shall not distribute, publish, broadcast, transmit, or disseminate any materials to any third party or through any medium or channel. You shall not create derivative works, adaptations, modifications, translations, or other works based upon or incorporating Heroic Husband materials or content. You shall not teach, coach, consult, or provide services to any third party using, implementing, or based upon Heroic Husband frameworks, methodologies, strategies, or materials. You shall not re-upload, post, or share any content on any website, platform, social media site, file-sharing service, or other online or offline medium. You shall not resell, license, sublicense, rent, lease, or otherwise commercially exploit any materials or content. You shall not modify, adapt, translate, reverse engineer, decompile, disassemble, or attempt to discover the source code or underlying structure of any materials. You shall not use Heroic Husband content, materials, frameworks, or methodologies for any commercial purpose or in any manner that competes with Heroic Husband's business. You shall not remove, obscure, alter, or tamper with any proprietary notices, copyright designations, trademark symbols, or other indications of ownership.

### Section 5.03 — Enforcement of Intellectual Property Rights

Heroic Husband takes the protection and enforcement of its intellectual property rights seriously and actively monitors for unauthorized use, copying, distribution, or infringement of its proprietary content and materials. Any violation of the intellectual property rights of Heroic Husband or the restrictions set forth in this Article V shall constitute a material breach of this Agreement and may result in immediate termination of your account and revocation of all access without refund or compensation, the issuance of cease and desist demands and legal notices requiring you to immediately discontinue all infringing activities and destroy all unauthorized copies of materials, the filing of Digital Millennium Copyright Act (DMCA) takedown notices with online service providers, hosting companies, and platforms to remove infringing content, the institution of legal action seeking injunctive relief to prevent further infringement and unauthorized use, the pursuit of monetary damages including actual damages suffered by Heroic Husband, statutory damages available under copyright law which may range from seven hundred fifty dollars ($750) to thirty thousand dollars ($30,000) per work infringed and up to one hundred fifty thousand dollars ($150,000) per work for willful infringement under 17 U.S.C. § 504(c), enhanced damages and attorney fees available under trademark law under 15 U.S.C. § 1117, and damages available under trade secret law under the Defend Trade Secrets Act and applicable state laws, and the recovery of all attorney fees, court costs, investigation costs, and expenses incurred by Heroic Husband in enforcing its rights and prosecuting infringement.

Additionally, in appropriate circumstances, copyright infringement may constitute a federal crime punishable by imprisonment and criminal fines under 17 U.S.C. § 506 and 18 U.S.C. § 2319, and Heroic Husband reserves the right to refer matters involving egregious or willful infringement to federal law enforcement authorities for criminal prosecution where warranted.

---

## ARTICLE VI: THIRD-PARTY WEBSITES, LINKS, AND SERVICES

### Section 6.01 — Third-Party Links and Content

The Heroic Husband website, programs, and materials may contain links, references, or connections to third-party websites, services, platforms, resources, or content that are owned, operated, controlled, or provided by persons or entities other than Heroic Husband. The inclusion of any such link or reference does not constitute or imply an endorsement, recommendation, approval, or guarantee by Heroic Husband of the linked website, service, or content, nor does it constitute any affiliation, partnership, or relationship between Heroic Husband and the third party.

Heroic Husband is not responsible or liable for, and makes no representations or warranties regarding, the accuracy, completeness, reliability, currency, or quality of any content, information, products, or services provided by third parties, the privacy policies, data collection practices, or security measures implemented by third-party websites or services, the security, safety, or integrity of third-party websites, platforms, or services, the products, services, or business practices of third-party providers, or any other aspect of third-party websites, services, or content. Your use of, access to, or reliance upon any third-party website, service, or content is undertaken entirely at your own risk and is subject to the terms and conditions, privacy policies, and other policies of the third party. Heroic Husband does not control third-party websites or services, does not assume any liability or responsibility for third-party content, products, or services, and does not warrant or guarantee the quality, safety, legality, or appropriateness of anything provided by third parties.

---

## ARTICLE VII: ACCOUNT TERMINATION AND SUSPENSION

### Section 7.01 — Heroic Husband's Right to Terminate or Suspend Access

Heroic Husband reserves the right, in its sole and absolute discretion, to suspend, terminate, restrict, or revoke your access to any or all Heroic Husband services, programs, content, materials, or your account at any time, with or without notice, and with or without cause. Without limiting the generality of the foregoing, Heroic Husband may terminate or suspend your access if you violate any provision, term, or condition of this Agreement, if you misuse, share, copy, distribute, or redistribute any Heroic Husband content or materials in violation of this Agreement or applicable law, if you engage in fraudulent, abusive, harassing, threatening, or other bad faith behavior toward Heroic Husband, its staff, coaches, or other clients, if you file unauthorized chargebacks, payment disputes, or otherwise breach your payment obligations, if you abuse refund policies through a pattern of refund requests or other conduct indicating bad faith, if you violate the intellectual property rights of Heroic Husband or engage in infringement or misappropriation, if Heroic Husband suspects illegal activity, fraudulent conduct, or violation of applicable law, if you engage in conduct that damages or could damage the reputation or business interests of Heroic Husband, or if Heroic Husband elects to discontinue the service or program to which you have access for any reason or no reason.

### Section 7.02 — Effect of Termination

Upon termination or suspension of your access or account for any reason, all of your rights to access and use Heroic Husband services, programs, content, and materials shall immediately cease and terminate, you must immediately cease and discontinue all use of any Heroic Husband content, materials, and intellectual property, you must permanently delete and destroy all copies of any materials, content, or files that you have downloaded, saved, or otherwise obtained, you forfeit and waive any and all rights to any content, materials, progress, data, or information associated with your account, and Heroic Husband shall have no obligation to maintain, preserve, return, or provide access to any such content, data, or information. Termination of your access does not relieve, extinguish, or diminish your financial obligations under any payment plan or installment agreement, and you remain fully liable for all amounts owed to Heroic Husband regardless of termination. If your access is terminated due to your breach of this Agreement or your violation of any term or condition hereof, no refund shall be provided or issued for any fees or amounts paid, and all payments made are forfeited. Heroic Husband reserves the right to pursue any and all available legal remedies for any violations of this Agreement that occurred prior to or subsequent to termination.

### Section 7.03 — Your Right to Discontinue Use

You may voluntarily terminate your use of Heroic Husband services at any time by ceasing to access the website and materials, by requesting deletion of your account via electronic mail to info@theheroichusband.com, or by canceling any active subscriptions or memberships in accordance with the procedures set forth in Section 3.05 of this Agreement. However, voluntary termination of your access or use does not cancel, extinguish, or reduce any payment obligations under any payment plan or installment agreement to which you are bound, does not entitle you to any refund of amounts paid after expiration of applicable refund periods, and does not relieve you of any other obligations or liabilities arising under this Agreement or your use of the services prior to termination.

---

## ARTICLE VIII: LIMITATION OF LIABILITY

### Section 8.01 — Disclaimer and Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, HEROIC HUSBAND LLC, ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS, AFFILIATES, SUBSIDIARIES, SUCCESSORS, AND ASSIGNS (COLLECTIVELY, THE "HEROIC HUSBAND PARTIES") SHALL NOT BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT DAMAGES, INDIRECT DAMAGES, INCIDENTAL DAMAGES, CONSEQUENTIAL DAMAGES, PUNITIVE DAMAGES, SPECIAL DAMAGES, EXEMPLARY DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND OR NATURE WHATSOEVER, WHETHER BASED IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, STATUTE, OR ANY OTHER LEGAL THEORY, ARISING OUT OF OR RELATED TO YOUR ACCESS TO OR USE OF HEROIC HUSBAND SERVICES, PROGRAMS, CONTENT, OR MATERIALS, YOUR INABILITY TO ACCESS OR USE SUCH SERVICES OR MATERIALS, YOUR RELIANCE UPON ANY INFORMATION OR ADVICE PROVIDED BY HEROIC HUSBAND, OR ANY OTHER MATTER RELATED TO THIS AGREEMENT OR YOUR RELATIONSHIP WITH HEROIC HUSBAND.

WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, THE HEROIC HUSBAND PARTIES SHALL NOT BE LIABLE FOR ANY DAMAGES FOR LOSS OF PROFITS, REVENUE, OR BUSINESS OPPORTUNITIES, LOSS OF DATA, INFORMATION, OR FILES, BUSINESS INTERRUPTION OR LOSS OF BUSINESS, LOSS OF ANTICIPATED SAVINGS OR BUSINESS OPPORTUNITIES, PERSONAL INJURY OR EMOTIONAL DISTRESS, HARM TO RELATIONSHIPS OR MARRIAGE INCLUDING SEPARATION, DIVORCE, OR CONFLICT, DAMAGE TO REPUTATION OR STANDING, LOSS OF PRIVACY OR CONFIDENTIALITY, OR ANY OTHER LOSSES, DAMAGES, COSTS, OR EXPENSES OF ANY KIND ARISING FROM OR RELATED TO YOUR USE OF HEROIC HUSBAND SERVICES OR YOUR RELATIONSHIP WITH HEROIC HUSBAND.

### Section 8.02 — Maximum Liability Cap

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED IN THIS AGREEMENT, IN THE EVENT THAT ANY LIABILITY IS FOUND TO EXIST ON THE PART OF HEROIC HUSBAND OR ANY OF THE HEROIC HUSBAND PARTIES NOTWITHSTANDING THE LIMITATIONS SET FORTH HEREIN, THE TOTAL AGGREGATE LIABILITY OF HEROIC HUSBAND AND ALL HEROIC HUSBAND PARTIES TO YOU FOR ALL CLAIMS OF ANY KIND ARISING FROM OR RELATED TO YOUR USE OF HEROIC HUSBAND SERVICES, THIS AGREEMENT, OR YOUR RELATIONSHIP WITH HEROIC HUSBAND, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, SHALL NOT EXCEED THE TOTAL AMOUNT OF FEES ACTUALLY PAID BY YOU TO HEROIC HUSBAND DURING THE TWELVE (12) MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

FOR ANY SERVICES, CONTENT, OR PRODUCTS PROVIDED TO YOU WITHOUT CHARGE OR ON A FREE BASIS, THE MAXIMUM LIABILITY OF HEROIC HUSBAND AND THE HEROIC HUSBAND PARTIES SHALL NOT EXCEED ONE HUNDRED DOLLARS ($100.00 USD).

### Section 8.03 — Acknowledgment and Agreement

YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT THE LIMITATIONS OF LIABILITY SET FORTH IN THIS ARTICLE VIII ARE A FUNDAMENTAL AND ESSENTIAL PART OF THE BARGAIN BETWEEN YOU AND HEROIC HUSBAND, THAT HEROIC HUSBAND WOULD NOT PROVIDE SERVICES, PROGRAMS, OR CONTENT TO YOU WITHOUT THESE LIMITATIONS AND PROTECTIONS, THAT YOU ACCEPT ALL RISKS ASSOCIATED WITH ACCESSING AND IMPLEMENTING RELATIONSHIP ADVICE, COACHING, AND STRATEGIES, AND THAT THESE LIMITATIONS SHALL APPLY EVEN IF ANY LIMITED REMEDY PROVIDED IN THIS AGREEMENT IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES OR CERTAIN OTHER LIMITATIONS, IN WHICH CASE SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU, BUT SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW IN YOUR JURISDICTION.

---

## ARTICLE IX: WARRANTIES AND "AS IS" PROVISION

### Section 9.01 — Disclaimer of All Warranties

THE HEROIC HUSBAND WEBSITE, SERVICES, PROGRAMS, CONTENT, AND MATERIALS ARE PROVIDED STRICTLY ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH ALL FAULTS, DEFECTS, AND ERRORS, AND WITHOUT WARRANTY OF ANY KIND WHATSOEVER. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, HEROIC HUSBAND, ON ITS OWN BEHALF AND ON BEHALF OF ALL HEROIC HUSBAND PARTIES, EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND OR NATURE, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, WITH RESPECT TO THE SERVICES, WEBSITE, PROGRAMS, CONTENT, OR MATERIALS.

WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, HEROIC HUSBAND EXPRESSLY DISCLAIMS ALL IMPLIED WARRANTIES OF MERCHANTABILITY, ALL IMPLIED WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, ALL IMPLIED WARRANTIES OF TITLE AND NON-INFRINGEMENT, ALL WARRANTIES THAT MAY ARISE FROM COURSE OF DEALING, COURSE OF PERFORMANCE, OR USAGE OF TRADE, ALL WARRANTIES OF ACCURACY, RELIABILITY, OR COMPLETENESS OF INFORMATION, ALL WARRANTIES REGARDING RESULTS OR OUTCOMES, AND ALL OTHER WARRANTIES OF ANY KIND.

### Section 9.02 — No Guarantees or Representations

HEROIC HUSBAND MAKES NO WARRANTY, GUARANTEE, OR REPRESENTATION OF ANY KIND, EXPRESS OR IMPLIED, THAT THE SERVICES, PROGRAMS, OR CONTENT WILL MEET YOUR REQUIREMENTS, NEEDS, OR EXPECTATIONS, THAT THE SERVICES OR PROGRAMS WILL ACHIEVE ANY INTENDED RESULTS OR PRODUCE ANY PARTICULAR OUTCOME, THAT THE SERVICES, WEBSITE, OR MATERIALS WILL BE COMPATIBLE WITH YOUR SYSTEMS, SOFTWARE, OR TECHNOLOGY, THAT THE SERVICES WILL OPERATE WITHOUT INTERRUPTION, ERROR, OR FAILURE, THAT THE SERVICES WILL MEET ANY PERFORMANCE STANDARDS OR RELIABILITY REQUIREMENTS, THAT ANY ERRORS, BUGS, OR DEFECTS IN THE SERVICES OR MATERIALS CAN OR WILL BE CORRECTED, THAT THE CONTENT OR INFORMATION PROVIDED IS ACCURATE, RELIABLE, CURRENT, OR COMPLETE, THAT THE COACHING OR ADVICE PROVIDED WILL PRODUCE DESIRED RELATIONSHIP OUTCOMES OR IMPROVEMENTS, THAT THE SERVICES, WEBSITE, OR CONTENT ARE SECURE OR FREE FROM VIRUSES, MALWARE, OR OTHER HARMFUL COMPONENTS, OR THAT THE SERVERS OR SYSTEMS HOSTING THE SERVICES ARE SECURE, ERROR-FREE, OR FREE FROM VULNERABILITIES.

### Section 9.03 — Assumption of Risk

YOU EXPRESSLY ACKNOWLEDGE, UNDERSTAND, AND AGREE THAT YOUR USE OF HEROIC HUSBAND SERVICES, PROGRAMS, CONTENT, AND MATERIALS IS UNDERTAKEN ENTIRELY AT YOUR OWN RISK, THAT YOU ASSUME FULL RESPONSIBILITY FOR ANY AND ALL CONSEQUENCES OF YOUR USE, RELIANCE UPON, OR IMPLEMENTATION OF ANY INFORMATION, ADVICE, STRATEGIES, OR FRAMEWORKS PROVIDED BY HEROIC HUSBAND, THAT YOUR RELATIONSHIP OR MARRIAGE MAY NOT IMPROVE AND COULD POTENTIALLY WORSEN DESPITE YOUR PARTICIPATION IN PROGRAMS AND IMPLEMENTATION OF STRATEGIES, THAT SOME ADVICE OR STRATEGIES MAY NOT BE APPROPRIATE OR SUITABLE FOR YOUR SPECIFIC SITUATION OR CIRCUMSTANCES, AND THAT YOU BEAR ALL RISKS ASSOCIATED WITH YOUR DECISIONS AND ACTIONS TAKEN BASED ON INFORMATION OR COACHING PROVIDED BY HEROIC HUSBAND. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES OR LIMITATIONS ON APPLICABLE STATUTORY RIGHTS OF CONSUMERS, IN WHICH CASE SOME OR ALL OF THE ABOVE EXCLUSIONS AND LIMITATIONS MAY NOT APPLY TO YOU, BUT SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY LAW.

---

## ARTICLE X: INDEMNIFICATION

### Section 10.01 — Indemnification Obligation

You hereby agree to indemnify, defend, and hold harmless Heroic Husband LLC, its owners, officers, directors, employees, agents, contractors, affiliates, subsidiaries, successors, assigns, and all other Heroic Husband Parties from and against any and all claims, demands, actions, suits, proceedings, investigations, liabilities, damages, losses, costs, expenses, and fees of any kind or nature whatsoever, including but not limited to reasonable attorney fees, expert witness fees, court costs, and litigation expenses, arising out of, resulting from, or related to your use or misuse of Heroic Husband services, programs, content, or materials, your violation of any provision, term, or condition of this Agreement, your violation of any applicable federal, state, local, or international law, statute, regulation, or ordinance, your violation of any rights of any third party including but not limited to intellectual property rights, privacy rights, or other proprietary or personal rights, your submission of any false, misleading, inaccurate, or fraudulent information to Heroic Husband, any actions taken by you based upon advice, information, coaching, or materials obtained through Heroic Husband services, any content, information, or materials you submit, post, transmit, or make available through the services, unauthorized chargebacks, payment disputes, or challenges you initiate in violation of this Agreement, or any negligent, reckless, or willful misconduct on your part.

### Section 10.02 — Control of Defense

In the event of any claim, action, or proceeding subject to your indemnification obligations under this Article X, Heroic Husband shall have the right, in its sole discretion, to control the defense of any such claim, action, or proceeding, to select counsel to represent its interests, and to make all decisions regarding settlement, resolution, or litigation strategy. You agree to cooperate fully with Heroic Husband in the defense of any such matter and to provide any information, documents, or testimony reasonably requested by Heroic Husband or its counsel. This indemnification obligation survives the termination or expiration of this Agreement and continues in perpetuity.

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## ARTICLE XI: DISPUTE RESOLUTION, ARBITRATION, AND GOVERNING LAW

### Section 11.01 — Mandatory Binding Arbitration

Except as otherwise provided in Section 11.05 of this Agreement, you and Heroic Husband agree that any dispute, claim, or controversy of any kind or nature, whether based in contract, statute, regulation, ordinance, tort (including but not limited to fraud, misrepresentation, fraudulent inducement, or negligence), or any other legal or equitable theory, arising out of or relating to this Agreement, your use of Heroic Husband services, your relationship with Heroic Husband, or any other matter connected with or related to your interactions with Heroic Husband (collectively, "Dispute"), shall be resolved exclusively through final and binding arbitration conducted in accordance with the terms set forth in this Article XI, rather than through litigation in any court of law.

For purposes of this Article, "Dispute" shall be given the broadest possible meaning allowable under applicable law and shall include, without limitation, any claim or controversy regarding the validity, enforceability, interpretation, or scope of this Agreement or any provision hereof, any claim regarding the services, products, content, or materials provided by Heroic Husband, any claim regarding fees, charges, or refunds, any claim regarding representations or statements made by Heroic Husband or its representatives, any claim regarding intellectual property rights, and any other claim or controversy of any kind.

### Section 11.02 — Arbitration Procedures and Rules

Any arbitration conducted pursuant to this Article XI shall be administered by the American Arbitration Association ("AAA") and shall be conducted in accordance with the Commercial Arbitration Rules of the American Arbitration Association, as modified by this Agreement, and in accordance with the Federal Arbitration Act, 9 U.S.C. §§ 1-16. The arbitration shall be conducted by one neutral arbitrator selected in accordance with the AAA's Commercial Arbitration Rules. The arbitration shall be conducted remotely via video conference or, at the discretion of the arbitrator and with consideration of the parties' preferences, in person in the State of Texas. Discovery in the arbitration shall be limited as determined by the arbitrator in accordance with the AAA rules and shall be more limited than discovery in litigation. The decision and award of the arbitrator shall be final and binding upon both parties and may be entered as a judgment in any court of competent jurisdiction.

The costs of the arbitration proceeding, including the arbitrator's fees and administrative fees of the AAA, shall be shared equally by the parties unless otherwise ordered by the arbitrator. Each party shall bear its own attorney fees and costs unless the arbitrator determines that an award of attorney fees is warranted under applicable law or this Agreement. In the event that you demonstrate that the costs of arbitration would be prohibitive for you as compared to the costs of litigation, and if the arbitrator determines that your claim is not frivolous, Heroic Husband will pay as much of the arbitration fees and costs as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive to you.

### Section 11.03 — Class Action Waiver and Individual Proceedings

YOU AND HEROIC HUSBAND EXPRESSLY AGREE THAT ANY ARBITRATION OR OTHER LEGAL PROCEEDING SHALL BE CONDUCTED EXCLUSIVELY ON AN INDIVIDUAL BASIS AND NOT AS A CLASS ACTION, CONSOLIDATED ACTION, REPRESENTATIVE ACTION, OR IN ANY OTHER REPRESENTATIVE CAPACITY. YOU AND HEROIC HUSBAND EXPRESSLY WAIVE ANY RIGHT TO PURSUE CLAIMS ON A CLASS-WIDE BASIS OR IN ANY REPRESENTATIVE CAPACITY. YOU AGREE THAT YOU MAY BRING CLAIMS AGAINST HEROIC HUSBAND ONLY IN YOUR INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. CLAIMS FROM MULTIPLE PARTIES MAY NOT BE JOINED OR CONSOLIDATED IN A SINGLE ARBITRATION UNLESS ALL PARTIES EXPRESSLY AGREE IN WRITING TO SUCH JOINDER OR CONSOLIDATION.

### Section 11.04 — Notice of Dispute and Informal Resolution

Prior to initiating any arbitration proceeding, the party asserting a claim must first send a written Notice of Dispute to the other party. You must send any Notice of Dispute via electronic mail to info@theheroichusband.com. Heroic Husband will send any Notice of Dispute to you at the email address associated with your account or, if not available, to any other contact information in our records. The Notice of Dispute must include the name, address, email address, and telephone number of the party giving notice, a detailed description of the facts giving rise to the Dispute, the specific relief or remedy sought, and the legal theories or claims being asserted.

Upon receipt of a Notice of Dispute, the parties agree to attempt in good faith to resolve the Dispute through informal negotiation for a period of sixty (60) calendar days from the date the Notice of Dispute was received. If the Dispute cannot be resolved through informal negotiation within the sixty-day period, either party may then commence arbitration in accordance with this Article XI. The sixty-day informal resolution period is a mandatory precondition to initiating arbitration, and no arbitration demand may be filed until the sixty-day period has elapsed.

### Section 11.05 — Exceptions to Arbitration

Notwithstanding the mandatory arbitration provisions set forth above, the following matters are not subject to arbitration and either party may seek relief in a court of competent jurisdiction for these matters. Either party may seek injunctive relief, preliminary relief, temporary restraining orders, or other equitable relief in any court of competent jurisdiction to prevent, restrain, or enjoin actual or threatened infringement, misappropriation, or other violation of intellectual property rights including but not limited to copyright infringement, trademark infringement, trade secret misappropriation, or patent infringement. Additionally, either party may bring an individual action in small claims court for any claim or dispute that falls within the jurisdiction of the small claims court, provided that such action is brought and maintained as an individual action and not as part of any class, consolidated, or representative proceeding.

### Section 11.06 — Severability of Arbitration and Class Action Waiver Provisions

If any portion of this Article XI is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction or arbitrator, the invalid, illegal, or unenforceable portion shall be severed and the remaining portions of this Article XI shall remain in full force and effect to the maximum extent possible. However, if the class action waiver set forth in Section 11.03 is found to be invalid, illegal, or unenforceable, then the entirety of this Article XI (except for this sentence) shall be null and void, and any Dispute shall be resolved in a court of law rather than through arbitration. If the class action waiver is found to be unenforceable as to a particular claim or category of claims, such claim or category of claims shall be severed from the arbitration proceeding and may be pursued in a court of law, while all other claims shall remain subject to arbitration.

### Section 11.07 — Governing Law

This Agreement and any Dispute arising out of or related to this Agreement, your use of Heroic Husband services, or your relationship with Heroic Husband shall be governed by and construed in accordance with the laws of the State of Texas, United States of America, without regard to its conflict of laws principles. For matters involving arbitration, the Federal Arbitration Act, 9 U.S.C. §§ 1-16, shall govern. For matters involving consumer protection and advertising, applicable regulations of the Federal Trade Commission shall apply. The application of the United Nations Convention on Contracts for the International Sale of Goods is expressly excluded and shall not apply to this Agreement or any transactions hereunder.

### Section 11.08 — Jurisdiction and Venue

For any matters not subject to arbitration pursuant to Section 11.05, you expressly agree to submit to the exclusive personal jurisdiction of the state courts located in the State of Texas and the United States District Courts for the applicable federal judicial district in Texas. You agree that proper venue for any such court proceeding lies exclusively in Texas and you waive any objection to venue in Texas and any claim that Texas is an inconvenient forum.

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## ARTICLE XII: GENERAL PROVISIONS

### Section 12.01 — Severability

In the event that any provision, term, condition, clause, or portion of this Agreement is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction or arbitrator, such provision shall be modified and reformed to the minimum extent necessary to make it valid and enforceable while preserving the intent of the parties to the greatest extent possible. If modification is not possible or would substantially alter the intent of the parties, the invalid, illegal, or unenforceable provision shall be severed from this Agreement and the remaining provisions shall continue in full force and effect and shall be binding upon the parties. The invalidity or unenforceability of any provision in one jurisdiction shall not affect the validity or enforceability of such provision in any other jurisdiction.

### Section 12.02 — Waiver

The failure of Heroic Husband to exercise or enforce any right, power, or provision contained in this Agreement, or to take action against any breach of this Agreement, shall not constitute or be deemed to constitute a waiver of such right, power, or provision, nor shall it constitute a waiver of any subsequent breach of the same provision or any other provision. No waiver by Heroic Husband shall be effective unless made in writing and signed by an authorized representative of Heroic Husband. No failure to exercise, and no delay in exercising, any right, power, or privilege hereunder shall operate as a waiver thereof, nor shall any single or partial exercise of any right, power, or privilege preclude any other or further exercise thereof or the exercise of any other right, power, or privilege.

### Section 12.03 — Entire Agreement

This Agreement, together with the Heroic Husband Privacy Policy and any specific terms and conditions presented at the time of purchase or enrollment in any specific program, constitutes the entire agreement between you and Heroic Husband concerning your use of the services and supersedes all prior and contemporaneous agreements, understandings, representations, warranties, promises, negotiations, and discussions, whether written or oral, between you and Heroic Husband. No statement, promise, representation, or agreement made by any employee, agent, contractor, or representative of Heroic Husband shall be binding upon Heroic Husband unless incorporated into this written Agreement or into a subsequent written amendment executed by an authorized officer of Heroic Husband.

### Section 12.04 — Assignment and Transfer

You may not assign, transfer, delegate, or otherwise dispose of this Agreement or any of your rights or obligations hereunder, whether by operation of law or otherwise, without the prior written consent of Heroic Husband, and any attempted assignment, transfer, or delegation without such consent shall be null and void and of no force or effect. Heroic Husband may freely assign or transfer this Agreement and any or all of its rights and obligations hereunder without restriction or notice to you, including without limitation in connection with a merger, acquisition, sale of assets, corporate reorganization, change of control, or for any other reason or purpose.

### Section 12.05 — Modifications and Updates to Terms

Heroic Husband reserves the right, in its sole and absolute discretion, to modify, amend, update, or replace these Terms and Conditions at any time and for any reason, including but not limited to compliance with new laws or regulations, changes to the services or business model, addressing new security or technical issues, clarifying ambiguous provisions, adding new features or offerings, or for any other purpose. When material changes are made to these Terms, Heroic Husband will update the "Last Updated" date at the top of this document and may, but is not obligated to, provide notice of such changes via electronic mail to your registered email address, via notice posted on the Website, via pop-up notification upon login, or through other means. It is your responsibility to review these Terms periodically to stay informed of any changes.

Your continued access to or use of Heroic Husband services following the posting or notification of any updates or modifications to these Terms constitutes your binding acceptance of such changes and your agreement to be bound by the revised Terms. If you do not agree to any modifications to these Terms, you must immediately discontinue use of the services, and you may request account termination by contacting info@theheroichusband.com. Existing payment obligations and liabilities arising under prior versions of these Terms shall remain enforceable and binding even if you discontinue use of the services.

### Section 12.06 — Force Majeure

Heroic Husband shall not be liable or responsible for any failure or delay in performing its obligations under this Agreement to the extent that such failure or delay is caused by circumstances beyond its reasonable control, including but not limited to acts of God (such as earthquakes, floods, fires, storms, hurricanes, tornadoes, pandemics, epidemics, or other natural disasters), acts of war, terrorism, civil unrest, riots, or insurrection, acts or orders of any governmental authority including laws, regulations, orders, or other governmental actions, labor disputes, strikes, lockouts, or work stoppages, failures or disruptions of internet, telecommunications, or utility services, power outages or electrical failures, cyber attacks, hacking incidents, denial of service attacks, or data breaches, acts or omissions of third-party service providers, vendors, or contractors, or any other circumstances beyond the reasonable control of Heroic Husband (collectively, "Force Majeure Events").

During the pendency of any Force Majeure Event, Heroic Husband's obligations under this Agreement shall be suspended for the duration of the Force Majeure Event, and the time for performance of such obligations shall be extended for a period equal to the duration of the Force Majeure Event. Heroic Husband shall use commercially reasonable efforts to resume normal operations and performance of obligations as soon as reasonably practicable following the cessation of the Force Majeure Event. No refunds, credits, or compensation shall be provided or owing to you as a result of any Force Majeure Event or any suspension of services resulting therefrom.

### Section 12.07 — Survival of Provisions

The provisions of this Agreement that by their nature should reasonably survive termination or expiration of this Agreement shall survive and continue in full force and effect following any termination or expiration, including but not limited to the provisions regarding intellectual property rights and protections (Article V), disclaimers and Federal Trade Commission compliance (Article IV), limitation of liability (Article VIII), warranties and "as is" provisions (Article IX), indemnification obligations (Article X), dispute resolution and arbitration (Article XI), any payment obligations that accrued prior to termination, and any other provisions that by their nature are intended to survive termination.

### Section 12.08 — Section Headings

All section headings, article titles, and other headings contained in this Agreement are included solely for convenience of reference and ease of navigation and shall not be deemed to define, limit, expand, or affect the interpretation, meaning, or scope of any provision of this Agreement. In the event of any conflict or inconsistency between a section heading and the content of the section, the content of the section shall control.

### Section 12.09 — Interpretation and Construction

In interpreting and construing this Agreement, the following rules shall apply. The use of the term "including" or "include" means "including but not limited to" and shall not be construed to limit the generality or scope of any statement, provision, or list. All examples provided in this Agreement are illustrative only and are not intended to be exhaustive or exclusive. References to the singular include the plural and vice versa, and references to any gender include all genders. The terms "may" or "may not" indicate discretionary permission or prohibition and do not create a mandatory obligation, whereas the terms "shall," "will," "must," "agree," and "acknowledge" indicate mandatory obligations, requirements, and binding commitments. The term "or" shall not be construed as exclusive unless the context clearly requires otherwise. No rule of construction that ambiguous language should be construed against the drafter shall apply to this Agreement, and this Agreement shall be construed fairly and in accordance with its plain meaning without regard to which party drafted any particular provision.

### Section 12.10 — Electronic Signatures and Communications

By clicking any button labeled "I Agree," "Purchase," "Submit Order," "Enroll," "Join," "Accept," or any similar button or link, or by accessing or using any Heroic Husband service, content, or material following presentation of these Terms, you acknowledge that you have carefully read and fully understood all terms and conditions set forth in this Agreement, you agree to be legally bound by all provisions contained herein, you consent to the formation of a binding contract through electronic means, and you acknowledge that electronic signatures and records have the same legal force and effect as handwritten signatures and paper records.

You expressly consent to receive electronic communications from Heroic Husband, including but not limited to transactional emails such as order confirmations, receipts, and payment notifications, service-related notices and announcements, notifications of updates or modifications to these Terms, program-related communications and materials, technical support communications, and marketing and promotional emails (which you may opt out of by following the unsubscribe instructions contained in such emails or by contacting info@theheroichusband.com). You agree that all agreements, notices, disclosures, and other communications that Heroic Husband provides to you electronically satisfy any legal requirement that such communications be provided in writing.

### Section 12.11 — Contact Information

For all questions, concerns, comments, requests, or legal notices regarding these Terms and Conditions, this Agreement, Heroic Husband services, or any other matter, please contact Heroic Husband at the following address:

**Email:** info@theheroichusband.com

**Company Legal Name:** Heroic Husband LLC

**Country of Operation:** United States of America

For refund requests, you must follow the procedures and requirements set forth in Article III, Section 3.02 for Front-End Products or Article III, Section 3.03 for the Turnaround Program, and all such refund requests must be sent via electronic mail to info@theheroichusband.com.

For legal notices, formal demands, or notices required or permitted under this Agreement, such notices must be sent via electronic mail to info@theheroichusband.com with "LEGAL NOTICE" included in the subject line of the email. Notices shall be deemed given and effective upon transmission via email if sent to the designated email address.

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## ARTICLE XIII: USER ACKNOWLEDGMENT AND ACCEPTANCE

### Section 13.01 — Acknowledgment of Terms

BY ACCESSING THE HEROIC HUSBAND WEBSITE, BY CREATING AN ACCOUNT, BY MAKING ANY PURCHASE OF ANY PRODUCT OR SERVICE, BY CLICKING ANY BUTTON OR LINK INDICATING AGREEMENT OR ACCEPTANCE, OR BY USING ANY HEROIC HUSBAND SERVICE, PROGRAM, CONTENT, OR MATERIAL IN ANY MANNER WHATSOEVER, YOU EXPRESSLY ACKNOWLEDGE, REPRESENT, WARRANT, AND CERTIFY AS FOLLOWS:

YOU ACKNOWLEDGE THAT YOU HAVE CAREFULLY READ THIS ENTIRE AGREEMENT IN ITS ENTIRETY AND HAVE HAD A FULL AND ADEQUATE OPPORTUNITY TO REVIEW AND CONSIDER ALL TERMS, CONDITIONS, LIMITATIONS, DISCLAIMERS, AND PROVISIONS CONTAINED HEREIN.

YOU ACKNOWLEDGE THAT YOU FULLY UNDERSTAND ALL TERMS AND CONDITIONS SET FORTH IN THIS AGREEMENT, INCLUDING BUT NOT LIMITED TO THE REFUND POLICIES (PARTICULARLY THE STRICT SEVENTY-TWO HOUR WINDOW FOR THE TURNAROUND PROGRAM), THE INTELLECTUAL PROPERTY RESTRICTIONS, THE LIMITATION OF LIABILITY, THE WARRANTY DISCLAIMERS, THE MANDATORY ARBITRATION PROVISION, AND THE CLASS ACTION WAIVER.

YOU ACKNOWLEDGE AND UNDERSTAND THAT NO RESULTS, OUTCOMES, OR IMPROVEMENTS IN YOUR MARRIAGE OR RELATIONSHIP ARE GUARANTEED OR PROMISED, THAT YOUR RESULTS MAY DIFFER SIGNIFICANTLY FROM THE RESULTS ACHIEVED BY OTHER CLIENTS, AND THAT MANY CLIENTS EXPERIENCE LITTLE OR NO BENEFIT DESPITE FULL PARTICIPATION IN PROGRAMS.

YOU ACKNOWLEDGE AND AGREE THAT YOU ARE ENTERING INTO A LEGALLY BINDING CONTRACT WITH HEROIC HUSBAND LLC AND THAT YOU AGREE TO BE BOUND BY ALL TERMS, CONDITIONS, OBLIGATIONS, LIMITATIONS, DISCLAIMERS, AND RESTRICTIONS SET FORTH IN THIS AGREEMENT.

YOU ACKNOWLEDGE AND AGREE THAT ANY DISPUTE ARISING FROM OR RELATED TO YOUR USE OF HEROIC HUSBAND SERVICES OR THIS AGREEMENT MUST BE RESOLVED THROUGH BINDING ARBITRATION ON AN INDIVIDUAL BASIS AND NOT THROUGH CLASS ACTION LITIGATION OR ANY REPRESENTATIVE PROCEEDING.

YOU ACKNOWLEDGE AND AGREE THAT YOU WAIVE YOUR RIGHT TO PARTICIPATE IN CLASS ACTION LAWSUITS OR CLASS-WIDE ARBITRATIONS WITH RESPECT TO ANY DISPUTE RELATED TO HEROIC HUSBAND.

YOU ACKNOWLEDGE AND AGREE THAT YOU WILL NOT FILE UNAUTHORIZED CHARGEBACKS OR PAYMENT DISPUTES AND WILL RESOLVE ALL CONCERNS DIRECTLY WITH HEROIC HUSBAND PRIOR TO CONTACTING YOUR FINANCIAL INSTITUTION.

YOU ACKNOWLEDGE AND AGREE THAT YOU WILL NOT COPY, SHARE, DISTRIBUTE, OR REDISTRIBUTE ANY HEROIC HUSBAND CONTENT, MATERIALS, OR INTELLECTUAL PROPERTY IN VIOLATION OF THIS AGREEMENT.

YOU ACKNOWLEDGE AND UNDERSTAND THAT IF YOU DO NOT AGREE TO ALL TERMS AND CONDITIONS CONTAINED IN THIS AGREEMENT, YOU ARE NOT AUTHORIZED TO ACCESS OR USE HEROIC HUSBAND SERVICES AND MUST IMMEDIATELY DISCONTINUE ALL ACCESS AND USE.

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## ARTICLE XIV: FEDERAL TRADE COMMISSION COMPLIANCE NOTICE

This Agreement and all Heroic Husband services, programs, marketing materials, and business practices are designed to comply with applicable Federal Trade Commission regulations and guidelines, including but not limited to:

**16 C.F.R. Part 310** — Telemarketing Sales Rule and consumer protection requirements

**16 C.F.R. Part 255** — Guides Concerning the Use of Endorsements and Testimonials in Advertising

**Federal Trade Commission Act, 15 U.S.C. § 45** — Prohibition of unfair or deceptive acts or practices

Business opportunity disclosure requirements and relationship/marriage coaching industry standards.

All disclaimers, disclosures, and limitations contained in this Agreement are provided to ensure full compliance with these regulations and to provide you with complete transparency regarding the nature of the services provided, the results you may or may not achieve, and the terms and conditions governing your purchase and use of Heroic Husband services.

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**END OF TERMS AND CONDITIONS**

© 2025 Heroic Husband LLC. All Rights Reserved.

**LAST UPDATED:** November 15, 2025

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**IMPORTANT CONSUMER NOTICE:**

This Agreement contains a binding arbitration provision that requires resolution of disputes through individual arbitration rather than court litigation, and contains a class action waiver that prevents you from participating in class action lawsuits. These provisions affect your legal rights. Please read this Agreement carefully before agreeing to these terms or using any Heroic Husband service.

If you have questions regarding this Agreement or require clarification of any provision, please contact info@theheroichusband.com before making any purchase or using any service.

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